We value you.

Mortgage and protection advice.

We help you find a mortgage and understand your protection options. There’s no obligation to go ahead after the first consultation.

Book a no-obligation consultation

Tell us what you need help with.

We don't charge a fee for our advice service, however we will receive a procuration fee from the lender.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority

  • 20+ years of experience
  • Whole-of-market advice
  • Personal advice

A sample of the providers we use

NatWest Barclays Halifax Nationwide Santander HSBC Lloyds Bank Accord Mortgages Virgin Money Coventry Building Society Molo Landbay Pepper Money Bluestone Mortgages Vida Homeloans West One Loans Bank of Ireland (UK) Metro Bank Kensington Mortgages Skipton Building Society
Services and guides

How we can help

A couple carrying a moving box through an open doorway.

Mortgages

We compare mortgages for first-time buyers, home movers and landlords. We can also review your mortgage when your current deal ends.

A grandfather and two grandchildren preparing food in a kitchen.

Insurance and protection

We explain life insurance and cover for illness or loss of income, taking account of the protection you already have.

Two people walking past a café window on a cobbled Edinburgh street.

Commercial mortgages explained

Learn how commercial mortgages and bridging loans work.

Commercial Mortgages are referred to a third party. Neither Headmill Capital Ltd or PRIMIS are responsible for the service received.

20+
Years of experience

Experience at NatWest, Barclays, Lloyds and HSBC.

No obligation
Initial consultation

We discuss your circumstances and explain which options we can look into.

100%
Whole of market

We compare the lenders available to us, including specialist providers.

Client reviews

What our clients say

Several clients come to us after being turned down elsewhere.

Rated 5.0 on Google Reviews

★★★★★
If you are looking for someone highly knowledgeable, extremely supportive and always available, Headmill Capital is the one. Headmill is so helpful and really skilled. 4 advisors did not help us, until we met Headmill and got the mortgage! I HIGHLY recommend, you will not be let down.
★★★★★
Wholeheartedly recommend their services with absolute confidence. It was a great experience working with them and achieving nearly impossible results. Excellent communication and advice at every stage. Kind, considerate and empathetic approach to what is inevitably very stressful process for everyone, made hudge difference to us. We have found our advisers for life. Would not dream of working with anyone else but the Headmill team. Please, if you are looking for a trustworthy and knowledgeable adviser to help you with any of your financial needs, look no further and consider yourself very lucky to have come across Headmill Capital!
★★★★★
Headmill is amazing mortgage broker has helped me alot with a remortgage for my house and also buying my second house. He is very professional and also very helpful and always answering your calls and text. He is the guy if you want to buy a house or to remortgage your house. Definitely i will recommend him
★★★★★
cannot recommend my mortgage broker highly enough! From start to finish, his professionalism, dedication, and hard work have been truly outstanding. What I appreciated most was his constant support and availability. No matter how many questions or concerns I had, he was always just a phone call away. During moments when I felt stressed or overwhelmed by the mortgage process, he always answered my calls with such positivity, patience, and reassurance, which made a huge difference. His knowledge, expertise, and genuine commitment to helping me throughout the journey gave me so much confidence and peace of mind. He consistently went above and beyond, and I never felt like I was facing the process alone. It’s rare to come across someone who is not only excellent at their job but also genuinely cares about their clients. I’m incredibly grateful for everything he has done and would wholeheartedly recommend him to anyone looking for a trustworthy, knowledgeable, and dedicated mortgage broker. Once again thank you so much for everything
★★★★★
What an amazing brokerage company! We got the mortgage despite it being almost impossible, we were out of luck everywhere. The team was so professional and always answered the phones. We are so happy and would HIGHLY recommend Headmill Capital! You will not be disappointed.
★★★★★
Headmill managed to get me a mortgage on a property that 2 other advisors had failed to do. This was down to his knowledge and contacts. He is always available, happy to help and a pleasure to work with.
★★★★★
Absolutely outstanding service from Headmill from start to finish! He helped me secure the mortgage offer I needed and guided me through every step of the process with great professionalism and efficiency. What really stood out was his dedication even after the mortgage offer was secured. When I faced further complications and delays with the solicitors, Headmill continued to support me, offering valuable advice, following up, and even making calls to ensure everything kept moving forward. His experience and knowledge made a huge difference, especially as I was completely unfamiliar with the process and the steps involved. He genuinely went above and beyond what I would expect from a mortgage broker. I’m extremely grateful for his patience, dedication, and support. I cannot recommend Headmill highly enough! Thank you!!
★★★★★
Excellent business excellent person Headmill helped us find a great mortgage deal. He’s a very hard working mortgage broker always finds a way to resolve any issues for his clients. I wish him luck for his future business prospects.
★★★★★
Highly Recommend Headmill Capital for insurance and mortgages! Extremely dedicated, professional and hardworking. Always prompt with answering my phone calls, my concerns were always addressed and listened. If I could give more than 5*s, I would!!!!
★★★★★
Exceptional service from start to finish! Our mortgage and insurance needs were expertly handled by this broker. Professionalism, efficiency, and top-notch communication made the entire process smooth and stress-free. Highly recommend!
★★★★★
The broker was very correct and precise in his work. He always answered my calls at any time, every question I had. Yes I recommend it with five stars. I was able to get the home loan very quickly.
★★★★★
Broker was really helpful, always available and willing to give advice. Great experience from the beginning to the end of the process, I recommend it to everyone who wants an exceptional service.
★★★★★
Highly recommend! Exceptional service from start to finish. The team was professional, attentive, and helped me navigate the complexities of mortgage and insurance with ease. Thanks for making the process stress-free!
★★★★★
Headmill Capital done for me my mortgage application , i will recommend this company , they sort out my mortgage quickly and stres free and dealt with everything very professionally . I will use them again and recommend to others .
★★★★★
This broker was incredibly helpful and trustworthy. He was very precise and detailed to what needed to be done. Never hesitated or waited to return calls, was extremely helpful.
★★★★★
The best! Thank you very much for your professionalism and dedication. I will definitely recommend to use this mortgage advisor . Once again thank you
★★★★★
The best broker I’ve ever had. Others told me I couldn’t buy a house with my current residency status, but Headmill Capital made it happen my dream house. Thank you very much I recommend to everyone Headmill Capital
★★★★★
very good service , could not fault the work from start to finish. would recommend without hesitation . 5 stars
★★★★★
Excellent service from headmill capital, highly recommended
★★★★★
Excellent service
No-obligation consultation

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about your plans.

Tell us what you need help with. We'll reply within one business day to arrange your no-obligation consultation.

Hours
Mon–Sat, 9am–7pm

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